A flexible spending account (FSA) is like a special savings account that comes with tax benefits. It's set up by your employer and lets you put aside some of your paycheck to cover medical and dental expenses. There's also another type called a dependent-care FSA, which helps with childcare costs for kids under 12 or care for certain adults in need. These accounts have different rules for how much you can contribute, but both can be a big help in managing your family's healthcare expenses.
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