Protecting your income, securing your peace of mind: Short & Long-Term Disability Insurance.

Short-Term Disability Insurance:

When life throws unexpected curveballs, short-term disability insurance swoops in to save the day. Picture this: one in four workers will face a period of disability before retirement, leaving many scrambling to cover basic expenses. But fear not, short-term disability insurance steps up to replace your income for a few crucial months, easing the financial strain of medical emergencies or injuries.
Disabilities aren't just workplace mishaps; they encompass a range of health issues from chronic conditions to pregnancy leave. With short-term disability insurance, you're covered when life takes an unexpected turn. Plus, with benefits typically lasting between three to six months and covering up to 80% of your income, you can breathe a little easier knowing your financial stability is secured.

Long-Term Disability Insurance:

For those extended battles against illness or injury, long-term disability insurance is the steadfast ally you need. Imagine facing 2.5 years away from work due to a long-term disability—that's a financial hardship no family should endure alone. But fear not, long-term disability insurance steps in to bridge the income gap and provide essential support during challenging times.
While worker's compensation handles job-related incidents, long-term disability insurance offers vital protection against personal accidents like car crashes or falls. With the U.S. Census Bureau highlighting a one in five chance of disability, securing long-term disability insurance becomes an indispensable shield against financial uncertainty. So, when life throws its toughest punches, rest assured that long-term disability insurance has your back, ensuring you can focus on healing without worrying about your financial well-being.